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Interest Free Jewellery

Interest Free Jewellery

0% Interest Free Finance

Alicia Mai offers interest free jewellery including interest free credit in store for financing engagement rings and wedding rings via monthly payments. This facility gives you the freedom of choice on the deposit and the terms over which to purchase. Spread the cost over 6, 10, 12, 18, 24 and 36 months. Interest free credit is available on almost all items over £250. We are also able to offer interest bearing longer terms of 36 and 48 months.

FAQ

How do I apply for interest free jewellery?

Application is made in-store at time of purchase via an online application.

How much deposit do I need?

The minimum deposit required on all items is 10%, though you can pay a larger deposit (up to 50%) by adjusting the slider at the start of your finance application. Please note, some items may have a higher required minimum deposit.

Which company manages finance applications?

All finance applications are handled by V12 Retail Finance, who make the whole process as simple and user-friendly as possible.

When will I know if my application has been successful?

V12 Retail Finance will, usually, be able to give an instant decision. In some cases, it may take a short time to come back with a decision.

When may I take my interest free jewellery goods?

As soon as the finance application has been approved by V12 Retail Finance and the deposit payment has been taken.

When will the first payment be taken?

The first payment will be taken 1 month from collection of the merchandise.

Examples of interest free finance

Interest free Credit on a £1,000 ring over varying terms:

10% deposit and 24 monthly payments to cover the balance.
Ring RRP: £1,000
Deposit: £100
24 Payments: £37.50
Total Payment: £1,000

25% deposit and 18 monthly payments to cover the balance.
Ring RRP:£1,000
Deposit: £250
18 Payments: £41.66
Total Payment: £1,000

Interest free Credit on a £1500 watch over varying terms:

10% deposit and 24 monthly payments to cover the balance.
Watch RRP £1,500
Deposit: £150
24 Payments: £56.25
Total Payment: £1,500

25% deposit and 18 monthly payments to cover the balance.
Watch RRP £1,500
Deposit: £375
18 Payments: £62.50
Total Payment: £1,500

Consumer credit is provided by V12 Retail Finance Limited and their parent company Secure Trust Bank Plc which will be administered by V12. V12 is authorised and regulated by the Financial Conduct Authority. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204550. Alicia Mai is regulated by the Finance Conduct Authority. CCL: FRN664026.

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